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The Assistance Loan
Up to $4,000 and no payments for 60 days2

The cash you need, up to $4,000, no collateral required

We know life is different right now and TDECU is here to help you.

As we have promised, we are OPEN - just differently. Part of that commitment is to provide you with the help you need as we face this challenge together. The Assistance Loan from TDECU gives you ready access to the money you need with rates as low as 6.49% APR1.

If you need more than $4,000, we offer a suite of personal loans to meet your needs, including our Personal Loan, Home Advantage Loan and our Cash $tash™ Line of Credit based upon your situation. All of these personal loans require no payment for 60 days2, helping to get you through the next few months.

We’ll get through this together – and we’re here for you.

 

Assistance
Loan

Small dollar emergency loan.

Amount

$500 – $4,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Personal
Loan

Flexible loans tailored to your needs.

Amount

$1,000 – $10,000

Minimum APR1

5.74%

Term

12 – 72 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Home Advantage
Personal Loan

Larger personal loan with discounts designed for homeowners.

Amount

$10,000 – $50,000

Minimum APR1

6.24%

Term

84 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Cash $tash®
Line of Credit

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$1,000 – $75,000

Minimum APR1

7.74%

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

 
 
 
 

Assistance
Loan

Personal
Loan

Home Advantage
Personal Loan

Cash $tash®
Line of Credit

Small dollar emergency loan.

Flexible loans tailored to your needs.

Larger personal loan with discounts designed for homeowners.

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$500 – $4,000

Amount

$1,000 – $10,000

Amount

$10,000 – $50,000

Amount

$1,000 – $75,000

Minimum APR1

12 Months – 6.49%
24 Months – 6.99%

Minimum APR1

5.74%

Minimum APR1

6.24%

Minimum APR1

7.74%

Term

12 Months – $500 – $1,999
24 Months – $2,000 – $4,000

Term

12 – 72 Months

Term

84 Months

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Not finding what you need? Call us at (800) 839-1154. We’re here to help.


1APR = Annual Percentage Rate.

2Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period.

Terms of repayment: A $2,000 Assistance Loan with a 24-month term at 6.99% APR equals a $89.54 monthly payment; a $4,000 Personal Loan with a 36-month term at 5.74% APR equals a $121.22 monthly payment; a $20,000 Home Advantage Loan with an 84-month term at 6.24% equals $294.48 monthly payment; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance.
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