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TDECU Announcement

Frequently Asked Questions (FAQs)

Why did TDECU sign a definitive agreement to acquire Sabine State Bank and Trust?

TDECU’s planned acquisition of Sabine State Bank and Trust (Sabine) will create greater access to commercial lending products for all Members, especially small business owners in oil and gas, agriculture, and energy. The planned acquisition will expand the field of membership for TDECU, which has a significant presence in Greater Houston, and a growing presence in the Dallas, Fort Worth and Victoria areas.


This planned acquisition extends our reach to more communities, diversifies our commercial portfolio, and makes our balance sheet even stronger. A stronger balance sheet means TDECU will be able to continue to deliver and do more for our existing Members.


Together, we will strengthen ties with our membership, partners and local communities.

Will our Members’ accounts be affected?

There is no immediate impact to TDECU Member accounts. Members should continue to conduct business as usual.

What is Sabine State Bank and Trust?

Founded more than 100 years ago, Sabine State Bank and Trust has more than $1.2 billion in assets and a footprint of 51 branches in western Louisiana and east Texas. It specializes in commercial loans with industry concentration in oil and gas, forestry, timber and agriculture. Sabine has long-standing depository relationships with municipalities (cities and parishes) and other public institutions including school districts, fire districts and law enforcement agencies.

Why is Sabine a good fit for TDECU?

TDECU has a healthy balance sheet that is focused on consumer deposits and lower-risk investment strategies. Sabine’s strong commercial operations will further diversify the credit union’s loan concentration and support TDECU’s overall growth strategy, bolstering stability and resiliency to provide compelling service offerings to its Members during economic and market fluctuations.

What is the timeline for the acquisition?

The transaction is anticipated to be completed in early 2025, subject to receiving all regulatory approvals and other closing conditions.