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AD&D Insurance

AD&D Insurance

Provide stability for your loved ones if the unexpected occurs

Manage your plan on the go

Access your AD&D account at anytime through our online portal. If this is your first time logging in, you can create your online profile in minutes.

The AD&D coverage you need to protect your family’s financial security

If you are over the age of 18, you can protect your family’s financial future with Accidental Death and Dismemberment (AD&D) Insurance underwritten by CMFG Life Insurance Company. TDECU Insurance Agency, LLC is here to walk you through your AD&D coverage options, in addition to the $2,000 in coverage every TDECU Member automatically receives. Plus, did you know:

  • You are pre-authorized for additional coverage up to $500,000.
  • Your acceptance is guaranteed — no medical exams or health questions necessary.
  • Benefits are paid to your beneficiary if you die from a covered accident.

You cannot be turned down for the credit union paid coverage — or any additional coverage you may select. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.

Claim your no-cost Accidental Death & Dismemberment Insurance

Claim your no-cost Accidental Death & Dismemberment Insurance. Add more coverage starting at around $1 a month.*

Your $2000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of TDECU, is now available for you to claim.

As a member of TDECU, you have received $2000 in AD&D coverage from TruStage at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.

Again, it costs you absolutely nothing—only a few minutes of your time—to get $2000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed—with no health questions or medical exam.

Don't miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to or call toll-free 1-800-798-8798.

*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.

TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage


Protect yourself and your family against the financial impact from an unforeseen accident.

Questions about our AD&D insurance options? Contact us today.

What are the benefits of getting insurance through TDECU?

Competitive Prices

Competitive Prices

We will shop competitors to ensure you get the best coverage at the best value.

Wide Variety of Options

Wide Variety of Options

We work with many different insurance carriers — and we do the homework for you.

Annual Reviews

Annual Reviews

We will make sure your coverage is still the best choice as your needs change.

Ready for the security that comes with coverage?

Our team is standing by to find you the best possible rates for the coverage you need.

Our insurance professionals are eager to get to know you, your family, and your business. We understand insurance can feel complicated, but we are here to simplify your experience and your outcomes.

Insurance products are not deposits, not NCUA insured, and not guaranteed by TDECU Insurance Agency, LLC or Texas Dow Employees Credit Union (TDECU).