1APY = Annual Percentage Yield. Must be at least 18 years of age to open a Value Plus Checking (VPC) account with a limit of one account per Member. Highest APY includes 3.00% on VPC balances <$50,000.00 and 0.25% on VPC balances >$50,000.00. Account holders will receive a maximum monthly rebate of $30.00 on non-TDECU ATM fees. Rates are subject to change without notice. APY is as of 8/1/25. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.
2The minimum opening deposit is $50.00. An $8.00 monthly maintenance fee applies. To waive the monthly fee, you MUST maintain a minimum balance of $5,000.00 or set up and maintain direct deposit of $1,000.00 or more.
3Available for the account holder and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.
4Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
5Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance products are not insured by NCUA or any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate.