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All your dreams. None of the fees.

Fee-free personal financing

You know us. We’re all about you. Helping you get things done and live your dreams. So… charging you a bunch of fees? That’s not our style. Here at TDECU, you can access the affordable financing you need – no pre-payment fees, no origination fees, and no hidden fees.

Why choose TDECU financing?

Plus, we have many flexible ways to help you with our suite of personal financing solutions:

 

Personal
Loan

Flexible, super-affordable loan tailored to your needs.

Amount

$1,000 – $10,000

Minimum APR1

5.74%

Term

12 – 72 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Home Advantage
Personal Loan

Designed for homeowners, this loan gives you an extra boost of cash.

Amount

$10,000 – $50,000

Minimum APR1

6.24%

Term

84 Months

Additional Benefits:

No collateral required.
No payments for 60 days.2

 

Cash $tash®
Line of Credit

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$1,000 – $75,000

Minimum APR1

7.74%

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

 
 
 

Personal
Loan

Home Advantage
Personal Loan

Cash $tash®
Line of Credit

Flexible, super-affordable loan tailored to your needs.

Designed for homeowners, this loan gives you an extra boost of cash.

Revolving line of credit that lets you borrow up to your maximum credit limit as often as you like.

Amount

$1,000 – $10,000

Amount

$10,000 – $50,000

Amount

$1,000 – $75,000

Minimum APR1

5.74%

Minimum APR1

6.24%

Minimum APR1

7.74%

Term

12 – 72 Months

Term

84 Months

Term

Revolving

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Additional Benefits:

No collateral required.
No payments for 60 days.2

Apply today using our easy and convenient online application, or call Member Care at (800) 839-1154.


1APR = Annual Percentage Rate.

2Interest will be charged to your account from the original loan date on the unpaid balance during the 60-day payment deferral period. A minimum credit score of 660 is required to qualify for the deferred payment option.

Limited time offer. Terms and offer subject to change without notice. Credit approval and proof of income required. Advertised rates include a 0.25% discount for a recurring direct deposit of $250 or more. Home Advantage Loan rate also includes a 0.50% discount for having your mortgage with TDECU. Other terms/condition apply; contact TDECU for details.

Terms of Repayment: A $4,000 Personal Loan with a 12-month term at 5.74% APR equals a $343.79 monthly payment; a $20,000 Home Advantage Loan with an 84-month term at 6.24% equals a $294.48 monthly payment; a Cash $tash LOC balance of $1,000 or less equals a $20 monthly payment; a Cash $tash LOC balance of more than $1,000 equals a monthly payment of 2% of the current balance.
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