Credit approval required. Certain terms and conditions may apply. Additional loan options available for primary residence, second home, investment properties and refinances. See credit union for definitions of refinance loan programs. The offer for payment of closing costs applies to new purchases and refinances only. Purchase tiers are as follows: $20,000-$75,000 receive $500 off closing costs; $75,001-$150,000 receive $800 off closing costs; $150,001-$300,000 receive $1,000 off closing costs; $300,001+ receive $1,200 off closing costs. Refinance tiers are as follows: $500 off closing costs on a portfolio program; $1,000 off closing costs on a saleable loan program. We require the Truth in Lending, Good Faith Estimate and HUD-1 closing statement from the competitor for comparison purposes in order to receive the $250 if we can't meet or beat your qualified rate. Visit TDECU.org/mortgage for complete requirements. Offer valid July 15 thru September 30, 2015 and cannot be combined with any other TDECU Mortgage offer.