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Money Market Accounts
Maximize your interest as your balance grows

If you are looking for a safe, flexible, high-yield investment with a competitive rate, you’ve come to the right place. A TDECU Money Market Account is a great option for Members who seek yields beyond what is available in a checking or savings account. Why is this? A money market account pays a higher interest rate than a checking or savings account, and you’ll have the ability to write checks.

Put your high balances to work for you

Open a money market account and earn a higher return that can help guard against inflation.

TDECU's Money Market Accounts offer you higher interest rates than standard checking or savings accounts as well as the ability to write checks like your regular checking account. You can open a money market account today with:

  • Higher interest rates to help grow your money (and guard against inflation)
  • The safety and insurance you expect from a regular checking account
  • No fees (as long as you maintain a minimum $2,500 balance)
  • Easy access to your money by check, transfer, ATM, and in-person withdrawal
  • Monthly dividends

Store your hard-earned money securely and let it work harder for you with a TDECU Money Market Account.

TDECU’s Money Market accounts feature dividends that are compounded and paid monthly:

Minimum Balance APY* Dividend Rate
$2,500-$24,999.99 0.30% 0.30%
$25,000-$99,999.99 0.35% 0.35%
$100,000-$349,999.99 0.40% 0.40%
$350,000 and more 0.40% 0.40%

A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, money market check, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

*APY = Annual Percentage Yield Rates, terms and conditions subject to change.

Fees could reduce earnings on accounts.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

Privacy Policy | Terms & Conditions | Routing Number: 313185515

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