FinancialPlanning mktg

Overview

Financial Planning

Each stage of life holds its own challenges and concerns. Our financial planning professionals at TDECU Wealth Advisors partner with you to make the most of your financial options, no matter what your age or phase of life.

Whether you are just beginning to plan your investments, are in your 30’s-40’s and saving for a child’s college education, or near retirement and want your financial house in order, at every stage of life it’s important to be financially prepared.

Which stage have you reached in your financial planning? What are your current goals?

You don’t have to deal with this alone. TDECU Wealth Advisors will help guide you through the financial stages of your life with a wise plan and the right advice. You can be sure of one thing: people, circumstances, and the economy will continue to change. Let TDECU Wealth Advisors help you to adapt and stay on course toward financial success.

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.

Age 20 to 30-something

This is the time to lay the foundation for the future. Make great financial decisions now and there’s a smoother path ahead. You may have these things on your mind:
  • Learning to live within your income
  • Considering a first home purchase
  • Evaluating available retirement plans
  • Learning about investments and investment types
  • Creating savings and investment plans
  • Protecting and educating young children

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.

Age 30 to 40-something

Individuals in their 30s and 40s may be shifting their focus to family life and career building. Primary concerns you may have at this stage include:
  • College planning for children
  • Reassessment of current investment and savings plans
  • Planning savings to reach multiple goals

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.

Age 40 to 50-something

Those in this age bracket often begin to plan for retirement and many are challenged with taking care of both children and elderly parents. Sometimes referred to as the “Sandwich Generation”, primary concerns for this group may include the following:
  • Assessing retirement goals and financial realities
  • Determining time of retirement
  • Determining type of retirement lifestyle
  • The balance of asset preservation and continued growth
  • Providing continued financial support for children and parents

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.

Age 50 to 60-something

This generation may be considering retirement, and many individuals are in a period of peak productivity. These concerns are probably on your mind:
  • Determining if retirement is financially feasible
  • Understanding employment benefits
  • Comparing retirement income to retirement expenses
  • Short-term investment goals
  • Outliving your assets

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.

Retirement

Retirement time can be prime time if you have the right income at your disposal. When you reach this point it’s all about quality of life and concerns about:
  • Inflation
  • Protection of assets
  • Creating a livable income
  • Medical expenses
  • Longevity
  • Outliving your assets
  • Estate planning*

Contact us today or call us at 877-635-7028 to schedule an appointment or to speak to one of our advisors.

*Representative is neither a tax advisor nor attorney. For information regarding your specific tax situation, please consult a tax professional. For legal questions, including a discussion about estate planning, please consult your attorney.

Securities and advisory services offered through LPL Financial, a Registered Investment Advisor, member FINRA/SIPC.

Insurance products offered through LPL Financial or its licensed affiliates. TDECU and TDECU Wealth Advisors are not registered broker/dealers and are not affiliated with LPL Financial.

Not NCUA Insured
Not Credit Union Guaranteed
May Lose Value

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: TX, AR, AZ, CA, DC, FL, IN, LA, MI, NC, NJ, OK, WI.
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