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Money Market Accounts – Secure, High Yield Investment

Looking for a safe, flexible high-yield investment with a competitive rate? The TDECU Money Market Account is the right choice for you.

Members seeking yields beyond what’s available in a checking or savings account often turn to money market accounts. Why? A money market account pays a higher interest rate than a checking or savings account, and most offer the ability to write checks.

Put your high balances to work for you- Open a money market account and earn a higher return that can help guard against inflation.

Become a member with our convenient online application. Already a member? Call us at 800-839-1154 or visit any TDECU Member Center to open a money market account.


Featuring Dividends that are Compounded and Paid Monthly

Minimum BalanceAPY*Dividend Rate
$2,500-$24,999.99 0.30% 0.30%
$25,000-$99,999.99 0.35% 0.35%
$100,000-$349,999.99 0.40% 0.40%
$350,000 and more 0.40% 0.40%


Rates & Fees

A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, money market check, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, or to pay loan payments.

*APY = Annual Percentage Yield Rates, terms and conditions subject to change.

Fees could reduce earnings on accounts.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.


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