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High-Yield
Checking

Earn up to 3.00% APY*
More money for the things you love.

Earn | Save | Level Up

What does membership mean for you? How about taking your money – and your life – to the next level with our highest-earning checking account, ever!

Enjoy these perks:

  • Earn 3.00% APY* on balances up to $20,000
  • ATM rebates

And it gets better!

When you open your new High-Yield Checking Account, we’ll upgrade your Primary Savings Account too!

  • Earn 1.00% APY* on savings account balances up to $50,000
  • 0.25% APY* on all savings balances over $50,000

Questions? Give us a call at (800) 839-1154 for assistance opening your High-Yield Checking Account!

Already have a TDECU Personal Checking account?

Upgrade to High-Yield Checking in one easy step!

*APY = Annual Percentage Yield. TDECU membership required. Must be at least 18 years of age to open a High-Yield Checking (HYC) account with a limit of one account per Member. Requirements to earn highest APY and ATM rebates each month include enrollment in eDocuments, recurring direct deposit with an aggregated total of $500 or more per month that posts to your HYC account, and a minimum of 20 debit card point-of-sale withdrawal transactions of $1 or more per month. Highest APY includes 3.00% on HYC balances ≤$20,000; 0.25% on HYC balances >$20,000; 1.00% on primary savings balances ≤$50,000; 0.25% on primary savings balances >$50,000. If requirements are not met, accounts will earn an APY of 0.02% on HYC balances and 0.10% on primary savings balances and ATM rebates will not be given for that particular month. Account holders will receive a maximum rebate of $30 per month on non-TDECU ATM fees. Other terms/conditions apply. Contact TDECU for complete details. Insured by NCUA.