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Money Market Accounts

Maximize your interest as your balance grows

Looking for a place to safely and securely store your business cash AND yield competitive interest rates? Look no further than a TDECU Money Market Account.

Ready to open your TDECU Money Market Account? Call 800-839-1154 extension 4618 or visit a TDECU Business Services location:

TDECU Business Services
208 Oak Drive S., Building 100
Lake Jackson, TX 77566

TDECU Edna Member Center
624 S. Wells
Edna, TX 77957

Questions? Contact us here.

TDECU's Money Market Accounts offer you higher interest rates than standard checking or savings accounts as well as the ability to write checks like your regular checking account. You can open a money market account today with:

  • Higher interest rates to help grow your money (and guard against inflation)
  • The safety and insurance you expect from a regular checking account
  • No fees (as long as you maintain a minimum $2,500 balance)
  • Easy access to your money by check, transfer, ATM, and in-person withdrawal
  • Monthly dividends

Store your hard-earned money securely and let it work harder for you with a TDECU Money Market Account.

TDECU’s Money Market accounts feature interest that is compounded and paid monthly:

Minimum Balance APY* Interest Rate
$2,500-$24,999.99 0.30% 0.30%
$25,000-$99,999.99 0.35% 0.35%
$100,000-$349,999.99 0.80% 0.80%
$350,000 and more 0.80% 0.80%

*APY = Annual Percentage Yield Rates, terms and conditions subject to change.

A minimum initial deposit of $2,500 is required on all Money Market Accounts. A $10 monthly maintenance fee applies if the daily balance falls below the minimum balance requirement at any time during the month. Federal regulations limit the number of transfers/withdrawals from a money market account to six per calendar month via fax, telephone, online, ACH, money market check, or overdraft. You may transfer/withdraw as often as you like in person, via mail or messenger, ATM, or to pay loan payments.

Fees could reduce earnings on accounts.

Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.