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Flooding is the nation’s number one natural disaster. Did you know that most homeowners’ policies do not cover flood damage and a flood policy can take up to 30 days to go into effect? With hurricane season beginning on June 1, applying and paying for your flood premium is an important part of storm preparedness. 

Here are a few points to consider when evaluating your need for flood insurance. 

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Your life experiences shape who you are as a person. I know this is the case for my career in insurance. Why? I am a survivor of a head on car accident – at 60 mph. After the first collision, I was then struck by a third vehicle from behind. I know that God spared me that night. One of the things that really stuck with me was that I never, ever thought I would have that type of experience. For me, this was a game changer – a life experience that changed me…forever.

So, when it comes to automobile insurance, I have a few thoughts and bits of advice based on my experiences. You won’t get a lot of jargon or policy definitions from me. There are many other sources for you to secure that information.

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