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In 2012 and 2013, hundreds of thousands of people switched from banks to credit unions. Many customers do not have confidence in banks anymore. There are many reasons why someone might switch to a credit union; here are the 10 best.

Money Deposited in Credit Unions Stays in the Community

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Posted by on in Improving Your Life

A new year, a new beginning − with New Year’s Eve memories barely fresh on anyone’s mind anymore, it’s still nice to reminisce about memorable times from last year. And while maybe not considered “fun” in one sense of the word, this is the time of year when we are still talking about the courage we have mustered up to try and resolve to do something better., 

We are all well-intentioned, but we are also likely to have already abandoned some (or all) of the resolutions on our 2014 list. But, there’s no need to panic or get down. Put away the bag of chips. Pull yourself out from underneath the bed covers. Take a deep breath, a step forward and take into consideration the following ideas for tackling  those resolutions head on (one more time)!

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Posted by on in Improving Your Life

The time of year has come when you get to indulge yourself in the spirit of the holidays. It’s time for family dinners, celebrations with friends, and of course, holiday shopping. Still, as gratifying as the holiday season promised to be, if you’re careless with your purchases you could end up putting a huge dent in your wallet. Preserve the holiday spirit by remembering a few tips.

Spending Plan for Presents

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If you are a retiree on a fixed income and you have an urgent need for some extra cash right now, the ads offering to give you an "advance" on your pension checks may seem to offer the perfect solution. However, this solution is not as simple or helpful as it may seem.

Unfortunately, too many people have been fooled by these deceptive offers, and as a result they have found themselves in deep debt with less income to live on. The basic fact to keep in mind anytime you see an offer for a pension advance is that you’re looking at a type of payday loan; according to Stuart Rossman, a lawyer with the National Consumer Law Center who spoke to The New York Times about the issue, "The cost of these pension transactions can be astronomically high." 

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Posted by on in Improving Your Life

There was a time when couponing was widely associated with ladies holding up the line at a supermarket checkout while trying to dig up a 2¢-off coupon from the depths of their purses. Times have most definitely changed, as nowadays, people of all ages are turning to online coupon providers, including coupons available on mobile devices for daily discounts. So deep are some of the discounts, they can often mean the difference between having the ability to purchase an item or not.  What are the additional benefits of couponing, you ask?  Let’s take a look at the obvious reasons and one you may not have thought of. 

Hold on to More of Cash

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