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Many consumers run into financial trouble when they use more credit than they can easily pay off each month. When you run up balances on a number of cards and pay only the minimum each month, the overall accumulated debt can become quite significant.

Consolidate All Your Credit Cards into One

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Posted by on in Credit Talk

Have you ever wondered how your credit score is derived? It’s a question asked in banks and credit unions each and every day. You've probably always known your credit score is important but most people don't fully understand how their credit score is determined. In fact, many people don't even know their credit scores.

The Importance of a Good Credit Score

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