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Certificate of Deposit: Featuring Great Rates and Quality Service

Looking for a safe, fixed term investment with a competitive rate? A Certificate of Deposit account is the perfect fit.

TDECU has some of the best rates around for Certificates of Deposit, and here’s why.

TDECU is a not-for-profit financial cooperative, where you are an owner; which means there are no big corporate stockholders looking for a return.

Instead we pass the profits on to you, our members, in the form of lower fees and higher deposit rates.

It pays to be a member of TDECU! As a member, we invite you to find out more about the features and benefits of our Certificate of Deposit products.


The Credit Union Advantage: No Bank Can Compare
  • $1,000 minimum balance*
  • Terms range from 3 to 60 months
  • Withdraw interest without penalty
  • Dividends compounded and paid monthly

Deposit TypeAPY*Dividend Rate
3 mo. 0.35% 0.35%
6 mo. 0.45% 0.45%
12 mo. 0.60% 0.60%
18 mo. 0.70% 0.70%
24 mo. 1.00% 1.000%
30 mo. 1.10% 1.09%
36 mo. 1.20% 1.19%
48 mo. 1.50% 1.49%
60 mo. 1.75% 1.74%

JUMBO CERTIFICATES OF DEPOSIT- $100,000 minimum deposit required. Jumbo Certificates of Deposit earn a 0.25% APY above standard Certificate of Deposit APY.

Rates & Fees

For more information, contact us or visit one of our Member Centers today.

*APY = Annual Percentage Yield Rates, terms and conditions subject to change. Minimum deposit requirements and minimum balance requirements to earn advertised APYs are: $1,000 for standard Certificates of Deposit, $100 for M3 Club and Elements Teen Club Certificates of Deposit, and $100,000 for Jumbo Certificates of Deposit. A penalty may be imposed for Certificate withdrawals made before maturity. Jumbo offers valid on new or renewing Certificates of Deposit. Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.


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