Student & Parent College Loans - Proudly Serving Our Texas Members

College is one of the most important investments you can make for your future because earning a degree means a greater likelihood of financial stability.

While college is expensive, students often receive financial aid in the form of grants, scholarships and other programs, which can supplement money earned for school. But will that be enough?

At TDECU, we understand that mounting costs for tuition, books, computers, housing and food may require a loan to bridge the gap.

Whether you are a student or the parent of a student who needs help paying for college, we have interest-only payment loans that can lower your out-of-pocket expenses during those college years.



Which Option Meets Your Needs?
  • TDECU's Parent Loan
    • Allows for Interest-Only payments for up to four years*
  • TDECU's Student Loan
    • Allows for Interest-Only payments for up to four years*

Have you tried other college loan programs from a traditional bank and been less than satisfied? With TDECU, you won't find a better partner to help you afford the education you want!

We can help in other ways too.

If you’re a parent trying to balance work and family responsibilities, perhaps taking care of your parents too, we’ll help you find better ways to manage your finances.

If you’re a student, try our easy mobile banking solutions that are smartphone-friendly and totally integrated with your busy lifestyle.

Contact us online or call a Student Loan Specialist at 800-839-1154.

Rates & Fees

*interest only payments can be made up to four years while student is enrolled in college at least 6 semester hours
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TDECU: Improving the lives of our members for over 55 Years