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Online Credit Card and Loan Applications will be Unavailable Wednesday, September 28, 2016, from 9:30 PM until 11:30 PM CT. Learn more here.

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TDECU Small Business Loans - Taking your dream to the next level

Growing your business takes vision, dedication, and plain old hard work. Sometimes it takes a little money, too. Perhaps you need money to buy new equipment, purchase more inventory, buy or build a building, expand or remodel, or add to your payroll. The business lending specialists at TDECU listen to your plans. They take the time to understand what you need. Then they work with you to arrange a custom-tailored financing package that will let you put your plans into action.

TDECU offers a range of business loan solutions, from business credit cards to commercial loans, lines of credit, and SBA loans. Financing your business takes hard work, but our team can make it easier. Learn more about commercial loans and how to apply below.

Helping Your Small Business

Helping Your Small Business

We measure success the same way you do: Improving Lives, one satisfied customer at a time. When you obtain financing through TDECU, not only do we have the opportunity to help a member grow or improve their business, but our loan products allow you as a small business owner provide the level of customer satisfaction to your clients that we strive to reach every day.

As a business owner, it’s important to know you have many options to fund growth. As your financial partner, we are ready to help you and find out more about your business. We want to understand what drives you to do what you do. Only then can we help you find the loan solution that best fits your small business needs:
  • Revolving or Seasonal Lines of Credit
  • Business Vehicle Financing
  • Equipment Loans
  • Commercial Real Estate and Construction Loans
  • TDECU Platinum Business MasterCard
When you need the funding, we help you attain the best loan available for your particular need so that you can concentrate on your passion – growing your business.

Commercial Loans

Commercial Loans

Whether you need a commercial construction loan, mortgage, capital improvement loan, or business vehicle and equipment loan, TDECU offers low rates, flexible terms and quick approval:

  • Commercial Owner-Occupied Real Estate
  • Commercial Construction
  • Equipment Purchases
  • Revolving or Seasonal Line of Credit

SBA Backed Loans

SBA Backed Loans

As an active participant in the Small Business Administration (SBA) Loan Programs, TDECU gets members approved fast, so you can concentrate on growing your business. Through the use of these programs, TDECU can offer our members extended loan terms that we might not be able to otherwise offer, including:
  • Long-term financing (up to 25 years for real estate. 10 years for equipment.)
  • Down payment as low as 10% preserving vital working capital
  • Loan amounts up to $3.5 million through the SBA Loan Program (Total Project Cost up to $5 million under The SBA 504 Program)
  • Fixed and variable interest rate options
  • Lines of Credit available for working capital, inventory, or seasonal needs
Most businesses that are organized ‘for-profit’ and do not participate in any speculative businesses are eligible for SBA financing. Contact your local TDECU loan officer today to ask about these programs.

Business Credit Cards

Business Credit Cards

With the Business MasterCard® from TDECU, you and your employees have a powerful purchasing tool for travel expenses, office supplies, or whatever needs arise. It combines flexibility with control, allowing you to set individual spending limits and track expenses.
  • TDECU Business MasterCard®

How To Prepare Your Loan Request

Download Business Documentation Checklist

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