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Posted by on in Insurance Talk - Archive

The weather patterns have been making the news lately.  With the tornadoes that struck Moore, OK, it is amazing to see the destruction that wind can cause.  Just as amazing, are the resilience and compassion shown by the individuals and families affected by these devastating storms and the people that are doing everything they can to help.

Texas has its own challenges with weather related items.  The challenges caused by hurricane Ike are still felt by families in the Gulf Coast areas around Houston.  The insurance industry has its challenges, which have been reported in the news.  Texas Windstorm Insurance Association (TWIA) has made recent headlines including:

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So, you have just seen your child through the turbulent journey otherwise known as high school. Now, your graduate is waiting eagerly for the first day of college or looking to kick start a career. By now, your teen is aware what their role will be if they are to help cover college expenses. If yours fall into the category of contributing financially to college expenses, you’ll want to reinforce expectations with a simple and open conversation. I would like to share the 3 most important financial tips to ensure a great start to this next phase of your lives.

Tip 1: Out-of-Town Banking

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Posted by on in Insurance Talk - Archive

A few years ago, our family made plans to take a short trip to visit family. We made three attempts to drive from our home in Morris, MN to our parents’ homes in Aberdeen, SD, before successfully getting down the road with our nine month old daughter in tow.  It was spring time; sunny skies and spring flowers come to mind, right? Well, not so fast. That winter there had been multiple snow storms that left snow banks all the way up to the edge of our home’s roofline. I think it’s safe to say there was a lot of “weather” happening that season.  

Back to the road! Little did we know we were setting off on what would turn out to be an “interesting” adventure.  What you don’t know is that spring there were devastating floods that hit parts of Minnesota, South Dakota and North Dakota. Yes, you guessed correctly. We got caught in high water. The whole car load of us got stranded twice along the way and our car ended up with severe damage that resulted in having to tow it the last 75 miles of our trip. We survived the trip to see the family and all was well, or so we thought. When we finally got back home safe and sound and avoided more flood water, we found our house had been without heat for about three days. Remember when I mentioned the extreme weather we were experiencing that season? Well, as you can guess, we had another mess to deal with when we returned home.

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Last Saturday I happened to catch my neighbor Rufus emptying his curbside mailbox into a canvas TDECU grocery bag. The bag was courtesy of yours truly, since I figured he’d likely find it useful and the credit union would get some local advertising in the bargain. It was taking him a fair amount of time to complete the task, and envelopes were floating to the ground like dry leaves in autumn. Bandit and me strolled over to help out - and to bust his chops a little bit. After all, what are friends for? 

“Didn’t know you were such a popular guy, Rufus. Lots of love letters?” A gust of wind blew a store circular up the driveway, so Bandit kindly chased it down and shook it to death like a little dog should.

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Web search is a part of our daily lives. When we're asked, or are asking a question, our first instinct is to search for information on the Internet. Some jobs may even depend on our ability to quickly and easily find information online. But in some cases our web research efforts fall flat. Why is that? It could be because we may not know some of the shortcuts and built in search methods that are available. 

Whether you use Google, Bing, Yahoo or another search engine, we’re here to give you a few simple yet effective search methods to help you get the results you want quickly and easily. 

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