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If you’re feeling a little lost when it comes to the Affordable Care Act and what it means to you, you’re not alone. Last week I introduced some facts and resources you need to know to be better informed and to take action on October 1st, which is tomorrow. Today I have compiled some of the questions our members have been asking. I hope these FAQs will help you decide what steps you need to take next. 

What is a Health Insurance Marketplace?

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In just under 100 fast-approaching days, the portion of the Affordable Care Act (ACA) that applies to individual health coverage goes into effect. On January 1, 2014, health care coverage will become more accessible and more affordable to millions of Americans.  

Now, this means most individuals without employer-based coverage will have to buy qualifying coverage on their own to avoid a penalty on their 2014 tax return. You can’t argue there’s nothing more important than your health, but at the same time you probably have many questions. 

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Posted by on in Web Talk - Archive

The last time my neighbor, Rufus, and I got together, Bandit lived up to her name and took off down the road with Rufus’ canvas bag filled with mail. When we finally tracked her down she was stretched out on Annika’s front lawn, panting and grinning with Annika’s three girls sprawled around her. The bag was nowhere in sight. 

The littlest girl had her arm around Bandit and asked, “Can Bandit stay out and play?”

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As with Monday's session at the NAFCU Congressional Caucus, our day started off in general session filled with a stream of updates from Representatives, Senators, and key regulatory personnel; every one voicing commitment and support for the credit union movement. As can be expected, we heard serious comments on the Syrian issue, but they were careful to keep most of their focus on our concerns. It was definitely an interesting week to be at our nation's Capital.

We left that session to begin a series of individual meetings at the offices of our legislators representing the communities TDECU serves. We were happy to share that time with fellow credit unions interested in meeting those same legislators and it served as a nice show of representation from their districts.

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Posted by on in Community Corner

Greetings from the nation’s capital where three of your TDECU board members and three staff members are attending the 2013 National Federal Credit Union (NAFCU) Congressional Caucus.  We are "Storming the Hill" on behalf of you, our members, to ensure that you will continue to get the benefits, products and services you deserve and have come to expect as a TDECU credit union member.

Our government is always discussing new legislation and greater regulations which will impact you as a credit union member. Many of these discussions result in rules that negatively affect credit unions and the services TDECU can provide, including our ability to offer great interest rates on loans and low or no fee accounts. Even as a Texas State Credit Union, we know how important it is to make sure your voices are heard loud and clear on Capitol Hill. That’s why we have joined with credit unions around the country to make sure the issues we face are known by our elected officials.

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