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Posted by on in Security Talk - Archive

One of the features of Texas that our family enjoys is the abundance of trails and wildlife. Where we live, in a residential development bordered by a greenbelt canyon and a National Wildlife Preserve, the trails are used by walkers, runners, and mountain bike riders. And by little dogs who love to chase lizards, swim in the creek, and lay down stretched out in the tributaries which magically appear after a heavy rain. 

Usually, my walks with Bandit find me in front with her dogging my heels, as though she’s thinking, “If there’s any danger, you’ll discover it first.” She stops every time I do, with her front paw suspended in the air and her ears alert, and then she moves on with me, a step behind. Fortunately, that habit stood her in good stead just at dawn one morning as we made our way down the canyon.

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Posted by on in Improving Your Life - Archive

The time of year has come when you get to indulge yourself in the spirit of the holidays. It’s time for family dinners, celebrations with friends, and of course, holiday shopping. Still, as gratifying as the holiday season promised to be, if you’re careless with your purchases you could end up putting a huge dent in your wallet. Preserve the holiday spirit by remembering a few tips.

Spending Plan for Presents

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Have you been looking for something fresh and different to spend your Christmas bonus on this year? Too often, the holiday season turns into a hurricane of shopping, and when the new year arrives, you look back and wish you had invested in something of true value. Here are five great opportunities to “pay it forward.”

Volunteer Locally 

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Posted by on in Financial Fitness - Archive

The economy is recovering, which is good news, and you may find yourself with enough breathing room to create a new budget and re-examine your spending habits. This is a great time to set new goals and begin putting aside more money for  your future plans and dreams. Or, if you’re still feeling the pressures of the economic downturn, you may want to examine new ways to free up some money each month to help make ends meet. Either way, here are four good ways to save $100 every month.

Give Yourself a Raise and Pay Down Your Debt

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Open enrollment for health insurance under the new federal health care law, the Affordable Care Act, began on October 1 and will continue through March 31, 2014. 

For your protection, as you explore your health care options, please be aware of the following “precautionary” tips:

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