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Mortgage Rates

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Rates effective as of 01/13/2017

Home Buying Loans

ProductInterest RateAPR*
Conforming 30-Year Fixed 4.125% 4.280%
Conforming 15-Year Fixed 3.375% 3.656%
FHA 30-Year Fixed 3.875% 5.003%
VA 30-Year Fixed 3.875% 4.209%

Refinancing Loans

ProductInterest RateAPR*
Conforming 30-Year Fixed 4.125% 4.290%
Conforming 15-Year Fixed 3.375% 3.656%
FHA 30-Year Fixed 3.875% 5.012%
VA 30-Year Fixed 3.875% 4.219%

Home Equity Financing

ProductInterest RateAPR*
Conforming 30-Year Fixed 4.250% 4.417%
Conforming 15-Year Fixed 3.500% 3.801%

Special Promotions

ProductInterest RateAPR*
103% American Dream Mortgage ARM 4.750% 4.931%
Condominium 5/1 ARM 4.500% 4.550%
Second Home 5/1 ARM 5.500% 5.661%
Investment Property 5/1 ARM 5.500% 5.661%
Jumbo 7/1 ARM 3.875% 4.046%
Pool Loan 20-Year Fixed 6.499% 6.714%
Land Loan 7/1 ARM 6.000% 6.239%
*APR = Annual Percentage Rate

Prices are subject to change at 1 p.m. CST with market conditions. Rate provided is the rate closest to par based on a loan amount of $125,000, owner occupied, single family 1 unit dwelling, 80% LTV, standard origination fee, and a FICO score of 740+. The specific rate and term depends on your unique credit rating, combined loan-to-value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. Adjustable Rate Mortgages (ARM) are variable and your annual percentage rate may increase after the original fixed rate period. Contact TDECU Mortgage for additional information and loan criteria. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. For additional terms and programs call 800-839-1154 ext. 4614

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This credit union is federally insured by the National Credit Union Administration
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