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Instagram Photo Contest Rules

Official Terms and Conditions

No purchase necessary. A purchase or payment of any kind will not increase your chances of winning. All Federal, State, Local and Municipal Laws Apply. Void where prohibited by law.

  1. Contests and sweepstakes (“Promotion”) are open to anyone 18 years of age or older at the date of entry and will be verified upon winning. All TDECU employees and their families are not eligible to enter. Contests and sweepstakes are subject to all applicable federal, state, provincial, municipal, territorial and local laws and regulations. Participation constitutes entrant’s full and unconditional agreement to these Official Rules and Administrator’s decisions, which are final and binding in all matters related to the Promotion. Entrant may win a TDECU Visa® Gift Card contingent upon fulfilling all requirements set forth herein.

  2. Administrator: TDECU, 1001 FM 2004 Lake Jackson, TX 77566

  3. Those eligible may enter the contest during the period noted (10:00AM CST March 3, 2015 through 4:30PM CST March 20, 2015), by way of the method noted (posting your photo to Instagram using the hashtag “#TDECUfof” or “#TDECUevents”). Entrants should understand they are providing information to the Administrator and not to Instagram. This contest is not sponsored, endorsed, administered by or associated in any way with Instagram. Photos entered will be screened by TDECU for acceptable content prior to being accepted for entry. Any photo may be disqualified for unacceptable content including, but not limited to: content includes inappropriate language, visual content or behavior; irrelevant content; the inclusion of non-public information like account numbers, last names or contact information and other reasons as determined by TDECU. TDECU assumes no responsibility for lost, late, incomplete, stolen, misdirected, or otherwise unfound entries. Entrants should look solely to Administrator regarding questions, comments, or issues associated with the contest. Automated or robotic entries submitted by individuals or organizations will be disqualified and any attempt by an entrant to obtain more than one entry by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to commercial contest/sweepstakes subscription notification and/or entering services, will void all entries from that entrant and disqualify the entrant from the contest. Only one prize per person or household will be awarded.

  4. Winner(s) will be determined by the photo having received the largest number of votes (“likes”) by the end of the Promotional period as noted in the details. Voting begins 10:00AM March 3, 2015 and ends 4:30PM CST March 20, 2015. Need not be present to win. All decisions are final and are at TDECU’s sole discretion. Winners will be notified by Instagram, email and/or phone and will be required to respond within 48-hours to claim the TDECU Visa® Gift Card. In the event we are unable to contact the winner, TDECU may randomly select an alternate winner 2-business days after the drawing date.
    • Determination of 1st winner: March 6, 2015 (ends at 4:30pm CST)
    • Determination of 2nd winner: March 13, 2015 (ends at 4:30pm CST)
    • Determination of 3rd winner: March 20, 2015 (ends at 4:30pm CST)

  5. By accepting the TDECU Visa® Gift Card, winner agrees to release and hold harmless TDECU, its directors, officers, employees and affiliates against any and all claims or cause of action, arising out of participation in the Promotion or acceptance or receipt or use or misuse of any prize.

  6. Participation in any Promotion constitutes contestant's consent to TDECU’s use of contestant's name, likeness, photograph, and/or opinion for Promotional purposes as permitted by law and in agreement with TDECU’s Privacy Policy which can be viewed on the TDECU website at

  7. By submitting an entry to Instagram, you accept and agree to be bound by these Official Rules. Any violation of these rules will result in disqualification.

  8. TDECU reserves the right to cancel, suspend, and/or modify Promotions, or any part of a Promotion at any time, for any reason, without notice. If the Promotion is discontinued for any reason, TDECU, in its sole discretion, may elect to hold a random drawing from among all eligible entries received up to the date of discontinuance for any or all TDECU Visa® Gift Cards offered herein. No more than the stated number of prizes will be awarded.

  9. The released parties are not responsible for incorrect or inaccurate information, technical failures, technical or human error in processing the entries or in any relation to the Promotion.

  10. Entrant agrees that any and all disputes, claims and causes of action arising out of or connected with the Promotion or any TDECU Visa® Gift Cards awarded shall be resolved individually, without resort to any form of class action.

Privacy Policy | Terms & Conditions | Routing Number: 313185515

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