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Savings/Investments — Individual Retirement Account


If you want to establish tax exempt or deferred retirement savings, consider an Individual Retirement Account (IRA) from TDECU.

  • Contribute up to $4,000 a year
  • Various tax advantages
  • Savings and CD accounts available

IRA Savings - With an IRA Savings account, no minimum balance is required, and there is no maturity date. You may make additional deposits at your convenience. Dividends compounded and paid monthly.

IRA CDs - With an IRA CD, a $1,000 minimum balance is required. Terms range from 3 to 60 months. You may make additional deposits at maturity only. Dividends compounded and paid monthly.

Contact or visit the credit union to open your TDECU Individual Retirement Account.


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