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Credit Card Rates

 

 

Credit Card Application

Visa® and MasterCard®

charge ahead to great benefits


With a TDECU Classic MasterCard, Platinum MasterCard, Classic Visa or Platinum Visa you’ll enjoy superior benefits and real value, no matter where you travel. Plus you’ll enjoy extra benefits available only through TDECU’s credit card program.

Classic Visa or Platinum Visa

  • Low fixed Annual Percentage Rate
  • No annual fee
  • 25-day interest free grace period on purchases if you pay your balance in full by the next payment due date
  • 0.5% rebate on purchases (excluding cash advances and balance transfers)

Classic MasterCard or Platinum MasterCard

With a TDECU credit card, you'll also benefit from:

  • Free Travel Accident Insurance ($1,000,000 for Platinum cardholders & $100,000 for Classic cardholders)
  • Worldwide acceptance & ATM access for cash

Balance Transfer Option
If you presently have other credit card balances you would like to pay off, you have the option to transfer those balances to your new TDECU credit card.

View Account and Easy Payment Options
Click here to check your account balances, view your account activity and statements 24 hours a day, 7 days a week and pay your TDECU credit card bill online.

Or save time and money by having your credit card payment deducted from your TDECU checking account.

Choose from these two options:

  • AutoPay
    TDECU will automatically withdraw your monthly payment(s) from your TDECU checking account. To sign up for this convenient service, complete the online form and return it to the credit union via fax, mail or in person.
  • eZ Pay
    eZ Pay allows you to make your credit card payment over the phone directly from your TDECU checking account without writing a check. Simply pick up the phone and call toll free (800) 442-4757. This number is also printed on the back of your TDECU credit card.

You'll be asked to provide the following information to complete your transaction:

  • TDECU credit card number
  • Social Security number
  • Checking account number located at the bottom of your TDECU checks
  • TDECU's routing and transit number (313185515)
  • The dollar amount you would like applied to your credit card account
  • Next unused check number

There is a $4 fee when using the eZ Pay automated payment system.

There is a $5 fee when speaking with a TDECU Member Care Representative to make a credit card payment.

There is a $5 fee when speaking with a credit card representative to use eZ Pay.

Terms & Conditions: The person making the credit card payment via eZ Pay must be on the credit card account. eZ Pay payments are limited to one every 2 days per account. eZ Pay service is available: Monday - Friday, 7 a.m. - 4:45 p.m. and 6 p.m. - 7 p.m. CST and Saturday, 8 a.m. - 5 p.m. CST. Payments made before 3 p.m. CST Monday through Friday will post that night after midnight. Payments made after 3 p.m. CST will post the next business day after midnight. Payments made between 3 p.m. on Friday and 3 p.m. on Monday will post Monday after midnight. Other restrictions apply. Please contact your nearest TDECU office for more information.

To apply for TDECU's Visa or MasterCard, complete our online application, contact the credit union, or visit any convenient branch location.

Due to the very high level of fraud, TDECU's Visa Check Card is blocked from use in Russia, Romania and Spain


 

  Federally Insured
by NCUA