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Fully Documented Purchase, Refinance, & Home Equity | Term | Rate | APR* | | 1/1 Safe & Sound ARM | 4.990% | 5.207% | | 3/1 ARM | 4.198% | 5.078% | | 7/1 ARM | 5.599% | 7.844% | | 10/1 ARM | 5.899% | 7.508% |
APPLY NOW Adjustable Rate Mortgages have a fixed rate for a select period of time, initial rate, and a rate that changes once each year for the remaining life of the loan. Origination fee associated with this loan product. APR is based on initial rate, current index, and a set margin. Please call for additional loan product information. (95% LTV on Refinances; 80% LTV on Home Equity). With TDECU Fixed Payment Safe and Sound Mortgage NO ORIGINATION FEE. UP TO 103% FINANCING AVAILABLE FOR PURCHASES BASED ON CREDIT HISTORY WITH TDECU AND CREDIT SCORES. *APR = Annual Percentage Rate. The displayed annual percentage rates (APRs) include prepaid finance charges. Please call for current rates. Rates, terms and conditions are subject to change without notice and depend in part on your unique credit history and the transaction characteristics. Credit subject to approval. Home Mortgages, Home Improvement, and Home Equity Loans are available for Texas properties only. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
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