What Are You Waiting For?
Like you have come to count on, TDECU Mortgage has a loan to fit almost any need. Now, TDECU has two new mortgage options to help members achieve the American dream.
FHA Loans
Insured by the Federal Housing Administration (FHA) and open to all qualified home purchasers for moderately priced homes, FHA loans are now available at TDECU with affordable rates. With an FHA loan you can borrow up to 96.5% of the purchase price, and mortgage insurance is included in the loan. FHA Loans are a great option for those having trouble getting approved for a conventional mortgage.
VA Loans
We’re proud to offer VA mortgage loans for eligible Veterans. A VA loan allows you to borrow 100% of the cost of the home, make no down payment, and mortgage insurance is not required like FHA.
For additional loan options and details, please call Mortgage at 800-839-1154, ext. 4614.
| Term | Rate | APR* |
|---|
| FHA - 30 yr. | 3.875% | 4.685% |
| FHA - 15 yr. | 3.500% | 4.536% |
| VA - 30 yr. | 4.375% | 4.660% |
• FHA Loans: FHA loans require both an upfront and an annual mortgage insurance premium. The premium varies based on the loan characteristics, your credit score, and other factors. Origination fee may be charged. Available for primary residence home purchase only.
• VA Loans: The Department of Veterans Affairs (VA) backs loans provided by TDECU-Your Credit Union to help qualified veterans, reservists, and active-duty service members to finance their homes. A VA loan may be right for you , check with your regional VA office to determine your eligibility. Origination fee may be charged. Available for primary residence home purchase only.
