Historic low prices and recently reduced rates** make this the very best time to buy a new home, refinance your existing residence or purchase a vacation/second home. For a limited time, TDECU is making it even easier with our new 5-Star Home Loan, which includes up to 103% financing.

In order to meet the requirements for the 5-Star Mortgage Purchase Programs, pick at least 5 from the following list of TDECU services:

• Auto Loan
• Cash $tash Personal Line of Credit
• Direct Deposit
• TDECU MasterCard^®
• TDECU Insurance Quote (Auto, Home, Life or Mortgage)
• TDECU Savings/Checking Account with Debit Card
• TDECU Investments (IRA/CD-Existing Accounts)

For additional loan options and details, please call Mortgage at 800-839-1154, ext. 4614.

No Origination Fee. No PMI. No Discount Points. Available on loan amounts $25,000-$750,000.

Adjustable Rate Mortgages have a fixed rate for a select period of time, initial rate, and a rate that changes once each year for the remaining life of the loan. APR is based on initial rate, current index, and a set margin. Please call for additional loan product information.

** 4.5% rate / 4.89% APR available for a limited time and has special program requirements. Loans subject to credit approval. Variable rate mortgage. Limited time offer. Subject to credit approval.