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Rates effective as of 02/01/12. Deposit Account***
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Savings
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0.25%
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0.25%
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Escrow
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0.25%
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0.25%
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Savings IRA
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0.25%
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0.25%
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Club
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0.25%
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0.25%
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Checking
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0.25%
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0.25%
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Money Market***
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$2,500-$24,999.99
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0.50%
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0.50%
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$25,000-$99,999.99
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0.50%
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0.50%
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$100,000-$349,999.99
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0.65%
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0.65%
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$350,000 and more
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0.65%
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0.65%
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Certificate of Deposit**,***
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3 mo.
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0.50%
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0.500%
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6 mo.
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0.65%
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0.650%
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12 mo.
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0.81%
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0.810%
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18 mo.
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1.00%
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1.000%
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24 mo.
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1.15%
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1.140%
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30 mo.
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1.15%
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1.140%
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36 mo.
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1.35%
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1.340%
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48 mo.
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1.75%
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1.740%
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60 mo.
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2.00%
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1.980%
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Jumbo Certificates of Deposit - $100,000 minimum deposit required. Jumbo CDs earn a 0.25% APY above standard CD APY.
Dividend Rate - An annualized rate of interest paid the same on all similar type accounts. APY (Annual Percentage Yield) - Expressed as a percentage; reflects the total amount of interest that would be received on a deposit, based on the dividend rate and the frequency of compounding for a 365-day period. APYE (Annual Percentage Yield Earned) - Expressed as a percentage; reflects the relationship between the dollar amount of dividends actually earned on the account and the actual average daily balance for that period.
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