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As a valued TDECU member you deserve the best. That’s why you’ll find no hidden default APR rate, no penalty pricing, no hidden fees and no hyped-up reward program that requires you to spend a lot for little in return.

Amazing Onyx Platinum benefits give you triple buying power, cash rebates, and concierge service as well as a dozen other benefits and services.

APPLY NOW            TERMS AND FEES

Features Include:
Annual Tiered RebateUp to 2% on the first $500,000 net spent
Triple the Buying PowerA revolving “base” line of credit, plus a non-revolving “pay in full” line of credit valued at up to two times the base amount. Now that is a lot of buying power!
Concierge ServiceComprehensive personal assistance via telephone or Internet, restaurant reservations, tickets to popular events, personal shopping and delivery, tee times, travel destination support, electronic special occasion reminder service.
Extended WarrantyQualified purchases benefit from the security offered through Extended Warranty coverage that doubles the warranty time period and duplicates the coverage for up to one year.
Price ProtectionPay for the entire cost of a product and if within 60 days of the date of purchase you see either a printed ad or non-auction Internet ad for the same product (same model and model year) at a lower price, MasterCard refunds the difference.
Purchase AssuranceIf an item purchased with your new card is lost or damaged within 90 days of purchase, the item will be replaced.
MasterRental CoverageBenefit from the security and safety offered through MasterRental Coverage. If you rent a vehicle for fifteen (15) consecutive days or less with your new card, you may be eligible for great benefits under this coverage.
Travel Accident and Baggage Delay InsuranceCharge the entire cost of travel passenger fare on your card and benefit from the security and safety offered through accidental insurance and baggage delay coverage.
ID Theft ResolutionPersonal Identity Solution Services** provides cardholders with access to a number of Identity Theft resolutions services.

*Rates, terms and conditions subject to change. Credit subject to approval.
**For details or questions call MasterCard Assist at 800-622-7747


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