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Home > Insurance > Credit Life and Disability

The importance of payment protection

Requesting credit life and disability insurance on your credit union loans can help your family keep their standard of living if your income is reduced or eliminated due to a disabling injury, illness or your unexpected death. TDECU has partnered with Member’s Choice to provide you with affordable insurance to safeguard you and your family.

If you’re disabled due to injury or sickness, your monthly loan payments will be paid until you’re no longer disabled, your loan is paid, or you reach the policy maximum. If you pass away and your claim is payable, your eligible loan balance is reduced or paid off. This helps conserve your family’s savings and allows them to use other insurance funds to meet day-to-day living expenses, preserving the standard of living you worked so hard to achieve.

Benefits of Credit Life and Disability Insurance:

• Simple and quick enrollment
• Immediate coverage
• Easy payment options
• Complements existing insurance

As a TDECU member, you can obtain Credit Life & Disability protection on your loan and can even have it added to your loan payments.

Calculate Your Credit Life Insurance Needs

Calculate Your Credit Disability Insurance Needs

For more information, contact a TDECU Loan Representative at 800-839-1154.

**Credit life and disability cannot be added to indirect loans, merchant lending loans and mortgages.


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