View Your Accounts
User ID:  
Checking Accounts
Savings Accounts
TDECU Newsletter

Home > Deposits > Certificate of Deposit

A Certificate of Deposit (CD) is the right choice for you if you need a safe term investment with a guaranteed fixed rate.

  • $1,000 minimum balance*
  • Terms range from 3 to 60 months
  • No additional deposit except at maturity
  • Withdraw interest without penalty
  • Dividends compounded and paid monthly
Deposit Type APY* Dividend Rate
3 mo. 0.80% 0.800%
6 mo. 1.00% 0.995%
12 mo. 1.30% 1.290%
18 mo. 1.55% 1.540%
24 mo. 1.90% 1.880%
30 mo. 2.00% 1.980%
36 mo. 2.25% 2.230%
48 mo. 2.55% 2.520%
60 mo. 3.00% 2.960%


Jumbo Certificates of Deposit - $100,000 minimum deposit required. Jumbo CDs earn 0.25% APY above standard CD APY.

*APY = Annual Percentage Yield Rates, terms and conditions subject to change. Minimum deposits are as follows: Savings-$5; Checking-$20; Standard Certificates–$1,000. Moola & Boom! Certificates-$100. A penalty may be imposed for Certificate withdrawals made before maturity. Jumbo offers valid on new or renewing CDs. Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.
  Blog | Privacy Policy | Feedback | Employee
Federally insured by NCUA
TDECU Routing Number: 313185515
© 2005 - 2010, Texas Dow Employees Credit Union