Paying for college can be expensive and even the best financial aid packages can leave a ‘gap’ between what you need and what you get. We can help you fill that ‘gap’ with a TDECU Student Survival Loan.

With the Student Survival Loan, you can make interest-only payments up to four years so your payments are significantly lower while you’re enrolled,* easing the burden of college expenses.

The Student Survival Loan can be used for anything you need for college–from housing and food to books and materials. Based on your credit worthiness, you can qualify for four years of interest-only payments on your Student Survival Loan before you re-negotiate the loan for up to six more years to pay the interest and principal.

Check rates and Apply online today!

If you borrow $6,000 each year for four years at 10.00%, below is how much you would save between four years of interest-only payments versus a total term of 72 months. With a Student Survival Loan, at the end of four years of interest-only payments, you will have up to 72 months of principal and interest payments.

Payments are calculated on a 72-month term. Monthly, bi-weekly or weekly payment options available.

Other benefits include:

• Take out just the amount of money you need each school year or semester
• Lower payments during your time in college
• No prepayment penalty
• Pay on your principal at any time
• Funds can be used for any college expenses
• Pay interest on only the amount of money you use

* Interest-only period is up to four (4) years. There is no prepayment penalty. Principal reduction can be done at any time during the loan. APR =Annual Percentage Rate. For students enrolled in college for 6+ hours, aged 18+.