As a valued TDECU member you deserve the best. That’s why you’ll find no hidden default APR rate, no penalty pricing, no hidden fees and no hyped-up reward program that requires you to spend a lot for little in return.
Amazing Onyx Platinum benefits give you triple buying power, cash rebates, and concierge service as well as a dozen other benefits and services.
APPLY NOW | FEES | AGREEMENT & DISCLOSURE
| Introductory Rate/APR | 0% introductory APR for six months on purchases |
| Rates/APR | 11.50% - 16.50% APR |
| Annual Tiered Rebate | Up to 2% on the first $500,000 net spent |
| Triple the Buying Power | A revolving “base” line of credit, plus a non-revolving “pay in full” line of credit valued at up to two times the base amount. Now that is a lot of buying power! |
| Concierge Service | Comprehensive personal assistance via telephone or Internet, restaurant reservations, tickets to popular events, personal shopping and delivery, tee times, travel destination support, electronic special occasion reminder service. |
| Extended Warranty | Qualified purchases benefit from the security offered through Extended Warranty coverage that doubles the warranty time period and duplicates the coverage for up to one year. |
| Price Protection | Pay for the entire cost of a product and if within 60 days of the date of purchase you see either a printed ad or non-auction Internet ad for the same product (same model and model year) at a lower price, MasterCard refunds the difference. |
| Purchase Assurance | If an item purchased with your new card is lost or damaged within 90 days of purchase, the item will be replaced. |
| MasterRental Coverage | Benefit from the security and safety offered through MasterRental Coverage. If you rent a vehicle for fifteen (15) consecutive days or less with your new card, you may be eligible for great benefits under this coverage. |
| Travel Accident and Baggage Delay Insurance | Charge the entire cost of travel passenger fare on your card and benefit from the security and safety offered through accidental insurance and baggage delay coverage. |
| ID Theft Resolution | Personal Identity Solution Services** provides cardholders with access to a number of Identity Theft resolutions services. |