A rock-solid foundation for building or re-building your credit, the TDECU Classic MasterCard® offers you freedom and security. 

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Features Include:

• 0% Introductory APR on Purchases for six months
• 0% APR for Balance Transfers for twelve months*
• 7.99% - 17.99% APR**
• 5.9% Optional Relationship APR on Purchases in qualifying merchant categories
• $100,000 Travel Accident Insurance
• Baggage Delay Insurance
• No Penalty Pricing, Annual Fee, Cash Advance Fee, Balance Transfer Fee, Over Credit Limit Fees, Default APR or Minimum Finance Charges
• Minimum Payments as low as 2% of balance (minimum $18)
• 25-day Interest-Free Grace Period if balance is paid in full by next payment due date
• Convenient Payment Options
• Year-End Summary of Charges
• MasterCard® Emergency Cardholder Services

*Offer only applies to balance transfer requests received by us within 30 business days of account opening.

**Rates, terms and conditions subject to change. Credit subject to approval.