Dear Parent,

Your child's starting college soon, right? We know what you're feeling.

It's a major milestone in her life and yours. Freedom (for you and her), new friends, and a financial commitment that will hopefully pay off for the rest of her life. It's a transition that when planned well, can go quite smoothly.

Here's a list that won't take all the stress away, but it should get you thinking rationally about the shift:

• Be supportive. Yes, it may be emotional but don't forget to be supportive of her and give her encouragement. On that note, will her to go out and conquer the challenges college may hold. Knowing that you are her biggest supporter will take her far!

• Help her pack. You're not only being accommodating; you're thinking about things that may get overlooked in her rush to get enrolled. It's good bonding time, and even if she's not moving too far away from home, it's nice for her to know you're wanting to get some quality time in before the move.

• Make a "care kit". On the practical side, change for laundry, a small toolbox, and a medicine kit is a great call. On the sentimental side, don't forget the stuffed animal from her childhood and framed photos to remind her to call mom and dad.

• Let her know she can come home and decompress. College can be an emotional roller coaster ride. With the stresses of studying, homework, and new friends, when the going gets tough, tell her to come visit.

• Discuss expenses. Books, food, supplies, going out...it's not going to be cheap, but having a plan before she hits the door is the best way to go so that you can avoid stress down the road. (Shameless plug: I can't neglect to remind you to look at the Parent Survival Loans we offer!)

I hope this helps you feel relatively better about your child's upcoming departure. With careful planning, she'll appreciate it down the road and you will too!