I was reading last month's newsletter and was glad to see Gap insurance spotlighted on the second page. This is a service that TDECU Insurance offers.

GAP protects the difference between you vehicle's value and the amount you owe. In the event your vehicle is totaled or stoled and non-recovered, GAP coverage will reduce your out-of-pocket expenses and even cover your insurance deductible up to $1,000.

I just recently pruchased a new car, which I am loving. In case you were wondering it is an '09 Nissan Versa, and it's already a champ in my book. When I financed the car, I made sure that I had GAP insurance in place because I knew that when I drove the car off the lot I was immediately going to owe more than the car was worth. I probably should have taken more time with my car purchase and found a used model so that I could avoid taking the largest depreciation hit on the vehicle, but I do believe there is some value in knowing the entire maintenance history of a vehicle. I know everything about mine from mile seventeen on. But, enough of my rationalizing.

The point is if I am in an accident I know that I am not going to be car-less and left with a bill for a couple thousand dollars. The piece of mind is well worth it, and I can drive our highways without having to worry as much about the texting driver behind me who just had their slushee spill all over them. If you're about to buy a car, or just recently got one I would recomend taking advantage of this service and visiting our Insurance Offices.