I've always had a hard time saving, and always told myself that I would start when I got my next paycheck. The plan that i had was to put away a certain percentage before I even touched the money, but I always found myself unwilling to see such a large sum of money go away.

Yesterday, I was reading some of what Ramit Sethi has to say over at IWillTeachYouToBeRich.com. While I was there I stumbled upon this article. The premise of the article is to start saving you should begin by taxing yourself on all the purchases you make. For instance if I spent $100 on groceries and and I was taxing myself %10 then I should put $10 into my savings account. This way I am saving as I spend, and it will effect my spending habits because everything will cost more than the sticker price. This should lead to lower overall spending, and increased savings.

I am actually excited about saving this way, and have already made a deposit into my savings account. The real trick will be the follow through.  Hopefully, I will be able to!

 What are some of the ways that you all save?

I've been a long-time reader of Get Rich Slowly. When I saw a recent post on "reverse credit" I was a little put off by the title. I'd label this technique more accurately "gift card budgeting."

JD points out the pros and cons of gift cards in another post, but I really like the idea of both saving for big items and making regular small purchases through this high tech form of envelope budgeting.