We have some of the best rates around for CDs.

Did you know credit unions will traditionally offer better rates on your CDs? That’s because we’re a not-for-profit financial cooperative. Any profits we make aren’t sent to big corporate stockholders. Instead they’re returned to you, our members, in the form of lower fees and higher deposit rates. It pays to be a member of TDECU!

A Certificate of Deposit (CD) is the right choice for you if you need a safe term investment with a guaranteed fixed rate.

- $1,000 minimum balance*
- Terms range from 3 to 60 months
- No additional deposit except at maturity
- Withdraw interest without penalty
- Dividends compounded and paid monthly

Deposit Type APY* Dividend Rate
3 mo. 0.50% 0.500%
6 mo. 0.50% 0.500%
12 mo. 0.70% 0.700%
18 mo. 0.75% 0.750%
24 mo. 1.00% 1.000%
30 mo. 1.15% 1.140%
36 mo. 1.25% 1.240%
48 mo. 1.60% 1.590%
60 mo. 2.00% 1.980%

JUMBO CERTIFICATES OF DEPOSIT  -  $100,000 minimum deposit required. Jumbo CDs earn a 0.25% APY above standard CD APY.

For more information, contact us or visit one of our branches today.

*APY = Annual Percentage Yield Rates, terms and conditions subject to change. Minimum deposit requirements and minimum balance requirements to earn advertised APYs are: $1,000 for standard CDs, $100 for M3 Club and Elements Teen Club CDs, and $100,000 for Jumbo CDs. A penalty may be imposed for Certificate withdrawals made before maturity. Jumbo offers valid on new or renewing CDs. Refer to TDECU’s Account Information & Truth in Savings Brochures for additional terms and conditions.

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